The Application of stressTesting in Bank Risk Management

Abstract

 In recent years, along with bank management become more and more attention to risk management, bank managers by adopt the method of stress tests for Banks manage risk factors in the process of operation, when the bank there was a risk management system, pressure test system will be automatically, which can identify the risk factors at the same time to remind the bank management. This paper mainly through the risk management system in the stress test technology analysis, mainly from the bank stress test to the bank risk management application, the feasibility and necessity of the existence of stress test and the advantages of stress test analysis.