Strategic choice of electronic banking development under the financial and economic development

Abstract

In recent years, with the rapid development of information technology, financial enterprises in order to fast, convenient, safe, efficient, improve enterprise economic benefits, by using information technology to carry out the electronic banking industry, from the initial telephone banking, gradually evolved into today's online banking, WAP banking and mobile banking. In the process of continuous development and improvement of electronic online banking business, personal financial industry is gradually in the important position of development, and even becomes the premise of benign development between Chinese banks. This paper mainly analyzes the development status and strategic choice of Chinese electronic bank.