Research on the Impact of FinTech on Green Credit of Commercial Banks

Abstract

The rapid rise of financial technology (FinTech) has injected new momentum into the field of green credit. Based on data from 36 listed commercial banks in China from 2014 to 2023, this paper explores the impact of commercial banks' FinTech level on green credit. The study finds that commercial banks' FinTech level promotes the scale of green credit business. Commercial banks should continuously strengthen the development and application of FinTech to effectively advance China's green finance and contribute to achieving the "dual carbon" goals.