Whether technology endowment can reduce insurance companies' green credit risk -- Based on empirical analysis of the new construction industry

Abstract

This paper explores the impact of technology endowment on insurers' green credit risk in the new construction industry through empirical analysis.Studies have shown that by introducing green building performance insurance, insurance companies are able to effectively reduce the risk of green credit.Overall, the endowment of science and technology in the new construction industry has a significant effect on the reduction of green credit risk of insurance companies.Through the introduction of green insurance mechanism and technology, insurance companies are able to achieve high-quality development in the field of green finance, while contributing to the goal of carbon neutrality.